Payments Building Block Specification

Version 3.0; December 2025

First Developed by: Vijay Mauree, Arnold Kibuuka, and Dr. P. S. Ramkumar (ITU), Francesco Pasti (GSMA), James Dailey, David Higgins (MIFOS), Oscar Correia (Maarifa Education), Khuram Farooq (World Bank) and Elie Sawaya (GIZ)

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Authors to this version: Vijay Mauree, Arnold Kibuuka, David Higgins, and Oscar Correia

Editor: Ali González-García

Payments Building Block cover